Posts in Financing

FIRPTA: Foreign Investment in Real Property Tax Act
FIRPTA: Foreign Investment in Real Property Tax Act
Better Homes & Gardens Real Estate - Pristine September 27, 2016
  With our biggest selling time of the year fast approaching, we may see some of our Canadian homeowners cashing in on the "American Dollar" value of their property since they are currently seeing a decline in their Canadian dollar.
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Good News On Closing Disclosures
Good News On Closing Disclosures
Better Homes & Gardens Real Estate - Pristine August 2, 2016
  Isn't it frustrating when you are not able to review the Closing Disclosure prior to closing?  Last October 3rd, the Closing Disclosure replaced the HUD-1.  Prior to that date, REALTORS® reviewed and explained the HUD-1 with their Buyer or Seller.  The process eliminated many problems in advance of the closing date.   After the Consumer Finance Protection Bureau (CFPB) introduced the Know Before You Owe initiative, lenders and closing agents could not provide the Closing Disclosure to Realtors due to privacy concerns.   On Friday, the CFPB announced they are revising that rule stating, "The Bureau understands that it is usual, accepted, and appropriate for creditors and settlement agents to provide a closing disclosure to consumers, sellers, and their real estate brokers or other agents."  Once the proposed change takes effect it will allow REALTORS® to continue to provide the professional service their customers expect.   Three other changes to the closing procedures will allow housing finance agencies to charge recording fees and transfer taxes without losing existing exemptions for disclosure requirements, extend the Know Before You Owe requirements to transactions involving co-op units and restore treatment of finance charges to the way they were treated prior to the Know Before You Owe changes.   Written By: Kathy Zorn
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4031 Ice Castle Way, Naples, FL 34112
4031 Ice Castle Way, Naples, FL 34112
Better Homes & Gardens Real Estate - Pristine July 29, 2016

Financing available: Private lender, assumable mortgage: 40% down, 6%, fully amortized in 14 years.
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Our Broker Kathy Zorn Analyzes The Second Quarter
Our Broker Kathy Zorn Analyzes The Second Quarter
Better Homes & Gardens Real Estate - Pristine July 27, 2016
Naples, Fla. (July 21, 2016) - As Collier County's resale housing inventory levels continue to outpace last year's levels, median closed sale prices for homes over $300,000 remain fairly unchanged.
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Amending A Real Estate Contract
Amending A Real Estate Contract
Better Homes & Gardens Real Estate - Pristine July 13, 2016
  A real estate contract is a complicated document containing multiple time periods.
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Florida Real Estate Market Update
Florida Real Estate Market Update
Better Homes & Gardens Real Estate - Pristine July 12, 2016
  The newest Florida Real Estate Market Analysis is in! Watch Brad O'Connor with Florida Association of Realtors give us the update.
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Top 5 Seller Pricing Errors
Top 5 Seller Pricing Errors
Better Homes & Gardens Real Estate - Pristine June 28, 2016
 Price it high and lower it later. You never get a second chance to make a first impression. Research shows that homes priced right when they first hit the market sell quicker and closer to the asking price then homes that start too high and then have to adjust down.
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Collier & Lee County continue to grow
Collier & Lee County continue to grow
Better Homes & Gardens Real Estate - Pristine June 17, 2016
        Collier County is in the process of assessing its future growth needs and it looks like investors are "all in"
  Recently, billionaire Jeff Greene and his partners out of Palm Beach invested $38.5 million in North Naples.
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Interest Rates Update
Interest Rates Update
Better Homes & Gardens Real Estate - Pristine June 10, 2016
  Federal Reserve Chairwoman, Janet Yellen spoke Monday to the World Affairs Council in Philadelphia saying the Federal Reserve does not intend to raise the interest rate at this time.
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It is all about changing people's lives
It is all about changing people's lives
Better Homes & Gardens Real Estate - Pristine May 10, 2016
  An agent was working an open house when a young couple walked in with their daughter.
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Escrow Deposit Verification
Escrow Deposit Verification
Better Homes & Gardens Real Estate - Pristine May 6, 2016
     What happens in Miami real estate can effect the real estate industry statewide.
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